PRIVACY STATEMENT

 

The Company Royal Securities Limited is committed in protecting its Website visitors privacy (such visitors and users, hereinafter collectively referred to as “Users” or “You” or “Your”). The following Privacy and Cookie Policy outlines the information Company (hereafter “RSL”, “We” or “Us”) may process and how we may use that information to better serve Users while using our Website (the ‘Website’). 

 

Our goal in this Privacy Policy is to be completely transparent about the data we collect, why we collect,  use, share, store and protect personal information about Users. Any capitalized term used but not defined  in this Privacy Policy shall have the same meaning attributed to it in our User Terms and Conditions. We encourage you to familiarize yourself with our policies and let us know if you have any further questions. 

 

When you go to the website, RSL.in, the Platform and authenticate your credentials, you will agree on the terms and conditions of this Privacy Policy. By accessing the Platform or any part thereof, you must signify your assent to this Privacy Policy. You must also consent to the processing of your private data and information (Personal Information, Sensitive Personal Data, or Information) to Royal Securities Limited. This Privacy Policy is incorporated within and subject to the Terms of Use of the Platform. For this Privacy Policy, the Service user will be the customer, an individual, resident of India (also referred to as "Borrower" which expression shall, unless repugnant to the context or meaning thereof include its successors and assigns) who has taken unsecured personal loan from us i.e Royal Securities Limited 

 

Royal Securities Limited is currently only responsible for collecting the EMI from the customer , an individual, resident of India (also referred to as "Borrower" which expression shall, unless repugnant to the context or meaning thereof include its successors and assigns) .Currently Badabro Giga Venture Private Limited is no longer our service provider. We also do not have any association with any mobile app or and digital platform

 

If You have questions about this Privacy and Cookie Policy, please contact us at ROYALSECURITIESLTD@GMAIL.COM. 

 

SECTION 1 - WHAT DO WE DO WITH YOUR INFORMATION?

 

Customer , an individual, resident of India (also referred to as "Borrower" which expression shall, unless repugnant to the context or meaning thereof include its successors and assigns) who wish to pay their outstanding personal Loan EMI (hereafter refereed as “EMI”) , need to visit our website RSL.in and authenticate to their account in a secured way.

 

When you visit our website to pay your EMI you need to authenticate your credentials via secured mechanism i.e., OTP sent to your email or phone number as per your discretion.We collect the personal information you give us such as your email address or phone number . This data is needed for the registration process to have access to your Loan Details. The user is authenticated from your existing user account. 

 

We further gather other recognizable data, for example, the history of your transactions ( also referred as “payments”) on the website when you authenticate your credentials via secured mechanism.Only Borrower who have taken loan from Royal Securities Limited can login and check their details.At every possible opportunity, we demonstrate the required and the discretionary fields. 

 

While you can search or visit our website without authentication, as mentioned earlier, specific activities (for example, checking your loan details,outstanding EMI ) require enlistment and for you to give the above details. We do not capture the (IP) address when you browse our website.

 

The website will clearly show the personal data it is gathering from you, and you have the alternative option for not providing your data. In any case, this will restrict the service given to you on the website.

 

SECTION 2 - CONSENT

 

 

How do you get my consent?

 

When you provide us with personal information to check your loan details , payment of outstanding EMI,complete a transaction, we imply that you consent to our collecting it and using it for that specific reason only.

 

If we ask for your personal information for a secondary reason, like marketing, we will either ask you directly for your expressed consent, or provide you with an opportunity to say no.

 

 

How do I withdraw my consent?

 

If after you opt-in, you change your mind, you may withdraw your consent for us to contact you, for the continued collection, use or disclosure of your information, at anytime, by contacting us at or mailing us at: ROYALSECURITIESLTD@GMAIL.COM 

 

 

SECTION 3 - PAYMENT

 

At present we use offline payment method.

 

 

SECTION 4 - THIRD-PARTY SERVICES

 

In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.

 

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your EMI-related transactions.

 

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

 

In particular, remember that certain providers may be located in or have facilities that are located a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

 

Once you leave our  website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service. 

 

Links

 

When you click on links on our website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

 

SECTION 5 - SECURITY

To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.You can access your personal identity details on our website through your login and password. We recommend that you do not share your password with anyone. In addition, your personal details are stored on a secure server that only selected personnel contractors and authorized Agencies have access to. We encrypt certain sensitive information using Secure Socket Layer (SSL) technology to ensure that your personal details are safe as it is transmitted to us. However, you understand and accept no data  transmission over the Internet can be guaranteed to be completely secure. We cannot ensure or warrant  the security of any information that you transmit to us and you do so at your own risk. Data pilferage due to unauthorized hacking, virus attacks, technical is possible and we take no liabilities or responsibilities for it. 

 

 

SECTION 6 - COOKIES

 

We use cookies to maintain session of your user. It is not used to personally identify you on other websites.

 

SECTION 7 - YOUR CONSENT

 

If you share your personal information on our Platform, you are giving us the consent to collect, share, divulgence and use your data. You have revealed this data on the platform as per our Privacy Policy. Thus, the information we gather, how we use it, and under what conditions we share them are all known to you.

 

 

SECTION 8 - CHANGES TO THIS PRIVACY POLICY

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

 

If our website is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to collect outstanding EMI .

 

 

QUESTIONS AND CONTACT INFORMATION

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information contact our Privacy Compliance Officer at ROYALSECURITIESLTD@GMAIL.COM.